Learn to set SMART goals. Goals that are clear, measurable, easier to achieve. Click here to see examples of smart goals.

Peace. When was the last time you experienced that elusive state of being? Most of us are worried about something all the time. Especially with so many wars going on around the world; terrorist attacks a constant threat; natural disasters like earthquakes in unusual places then tsunamis that kill over 200,000 people!

There are only 24 hours in a day. This is what we often say when we want to find an excuse for not doing something, saying that our schedule is already quite full so we add something else to do during the day. By carefully distributing its priorities, we can do more than what is provided in our schedule. Why not do the same as with contingencies that arise during the day? Here are eight key points to take full advantage of 24 hours a day without tiring your memory.